Get a detailed explanation of What is an Echeck
In this video, you will get the answer to a common question that is What is an echeck. In The United States of America, financial institutions and businesses aggressively use terms like echeck, Substitute check, IRD and image replacement document.
So what exactly is an echeck?
An echeck is the electronic form of a regular paper check. This electronic form of check is also known as check21, echeck and check22.
What started as an IRD document having the the requirement to mention this on each check "This is a LEGAL COPY of your check. You can use it the same way you would use the original check." has evolved a lot.
Many payment gateway companies offer echeck payment gateway that helps merchants accept payments from buyers checking account directly.
Merchants with Bad credit or Merchants from various high risk industries including Online Pharmacy, Tech Support, Online dating, Dispensaries, are already taking the advantage of echeck payment gateways.
The new platforms offer multiple features that include
Validation of Account Number, Routing Number and Funds availability (So that the check does not come back with an NSF decline)
Most echeck payment gateways come with API and Virtual Terminal.
Echeck and ACH for Labrotary Business
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